About Us
Unlock your next move with the right mortgage solution.
MEET Your Adviser
Meet... Ray Harrison
Ray Harrison is the Director and Founder of Bell Mortgage Solutions, with over 35 years of experience in the financial services sector. He prides himself on providing exceptional service to his clients, including those who may struggle to secure a mortgage on the high street.
With a friendly and personable approach, Ray helps put clients at ease while working to find the right mortgage solution tailored to their individual needs. Prior to establishing Bell Mortgage Solutions, Ray was a business partner at Walker Harrison Associates.
MEET Your Adviser
Meet... Ellie Angus
Ellie is a newly qualified mortgage and protection advisor. She is keen to work with existing clients and looks forward to growing the client base too. Ellie is hard-working, approachable and enthusiastic about finding the right mortgage for you, no matter your circumstances.
MEET Your Adviser
Meet... Arthur The Dog
No office is complete without a friendly canine companion, and Arthur is just that for the Bell Mortgage Solutions team. When not at work with Ray, Arthur enjoys walking in the park, sniffing the grass and chasing balls.
MEET Your Adviser
Meet... Rob
I am a CeMAP-qualified Mortgage and Protection Adviser with over 15 years’ experience in financial services and client-facing roles. I specialise in helping clients secure the right mortgage and protection solutions for their circumstances, whether they are first-time buyers, home movers, remortgaging, or property investors. Since becoming self-employed in 2019, I have built my business around providing clear, honest advice and developing long-term relationships with my clients.
10+
Year of
experience
who we are?
Who Are We? Relationship-Driven Experts.
We provide clear, strategic mortgage and protection advice for individuals, families, and professionals at every stage of life.
Our role is to simplify complex financial decisions by combining experienced, whole-of-market advice with a streamlined digital experience.
We use a secure client portal and digital fact-find system to make sharing information and documentation simple, secure, and efficient.
Whether you're buying your first home, moving, remortgaging, investing, or navigating variable or complex income, we take the time to understand your full financial picture and recommend solutions that genuinely fit.
You can expect straightforward communication, meticulous attention to detail, and a service built around trust, transparency, and long-term relationships.
why choose us?
Move Forward with Your Mortgage, Confidently
Personalised Service
You’ll work with a dedicated adviser who takes time to understand your circumstances and objectives, providing advice tailored to your situation — not a one-size-fits-all solution.
Simplifying Mortgages
We make mortgages easy to understand by explaining your options clearly, cutting through jargon, and helping you make informed decisions with confidence.
Independent & Unbiased
As an independent, whole-of-market adviser, we have access to an unlimited number of lenders to find the most suitable solution for you, based solely on your needs.
A Smooth, Managed Process
From initial consultation through to completion, we manage the process, handle the paperwork, and keep everything moving efficiently.
Accessible When You Need Us
We offer flexible appointments and responsive communication, making it easy to get the support you need, when you need it.
Ongoing Support
Our relationship doesn’t end at completion. We’re here for future reviews, remortgages, protection updates, and changing circumstances.
Client Satisfaction
Tailored Solutions
Trusted Customer Support
Your Mortgage Journey Starts Here
Buying or reviewing a mortgage doesn’t need to feel complicated.
Whether you're a first-time buyer, moving home, remortgaging, or exploring your next steps, we’re here to guide you with clear, independent advice and personalised support.
We take the time to understand your circumstances and recommend solutions that fit your goals — helping you move forward with confidence.
Personalised recommendations built around your needs
Clear guidance from enquiry to completion
Access to an unlimited number of lenders
Secure, efficient digital process
Thank you for choosing us. Whether you need help with mortgages or protection, we’re always here to assist you.
quick Links
Legal
Legal
Bell Mortgage Solutions is registered in England and Wales (Company No. 14629745) and is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority.
Most Buy-to-Let mortgages are not regulated by the FCA. This website is intended for UK consumers and operates under the UK regulatory regime.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A mortgage advice and arrangement fee may apply depending on the complexity of your case. This will be agreed in advance. A typical fee is £299 and will not exceed 1% of the mortgage amount.